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Cothran Insurance Blog

View the latest blog posts from Cothran Insurance.

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Friday, May 20, 2022

Common Exclusions in Renters Insurance

Renters insurance is a must for most people who rent a condo, apartment, a home or another type of dwelling. Remember, your landlord's insurance only protects his or her investment in the building. It does not protect your valuables from risks. You'll appreciate having this type of policy should a fire occur or someone get injured within your space. READ MORE >>

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Friday, May 6, 2022

The Common Terms Associated With Car Insurance

If you’re shopping for car insurance, you might hear many terms you’re familiar with. While you are buying only one policy covering just one vehicle, many factors determine the cost of your car insurance policy — and these terms often are used to describe these factors.  READ MORE >>

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Friday, April 15, 2022

4 Tips To Reduce Your Home Insurance Costs

Buying home insurance is a key step in protecting your assets. But premiums cost money, and you’ll likely also likely want to limit those costs if possible.  Depending on your current policy, you have ways to cut back on the cost of insurance without giving up the coverage you need.  READ MORE >>

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Wednesday, April 13, 2022

Some Ways to Save on Auto Insurance

Everyone is looking to save on their auto insurance and there are multiple ways to do it. It’s always best to contact your independent agent to get more details but here are a few tips to get you started on keeping your car safe and your wallet heavy.  READ MORE >>

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Wednesday, March 16, 2022

5 Common Home Insurance Myths

If you want to know exactly what's up with your home insurance, read your policy and call your agent. There's too much bad information out there that gets passed around and repeated so often that it must be true, but it's not. Here are five of the big ones:  Renters Will Be Covered Under the Landlord's Policy  READ MORE >>

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Tuesday, March 8, 2022

Do I Need Car Insurance to Rent a Car?

Even if you own your own car, that doesn’t mean you won’t face a few situations where you’ll need to rent another vehicle. Perhaps you plan to take an extended vacation and want a car that is better designed for that purpose. Or, maybe your car is in the shop because of a breakdown or wreck. READ MORE >>

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Tuesday, February 15, 2022

How Do You File an Auto Insurance Claim Against Someone?

If someone causes an accident and damages your property or hurts you, it may make sense to make a third-party claim against their auto liability insurance policy. While the other person’s insurer will process the claim, they may not pay damages quickly. READ MORE >>

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Tuesday, January 18, 2022

Should I Get Rental Car Insurance?

When you rent a car, your rental company will likely offer you rental car insurance, and you may feel tempted to buy the coverage. However, many people don’t realize that they may already have protection from other sources. READ MORE >>

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Thursday, December 30, 2021

Does Liability Car Insurance Cover Passengers?

Driving presents a risk of accidents all on its own, even for the most careful drivers. This risk increases when you have passengers in the car, as severe injuries and liability concerns may be at the back of your mind. READ MORE >>

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Thursday, December 16, 2021

How Does Car Insurance Work When I File A Claim?

No one wants to have a car accident, see their car get stolen, experience weather damage or get sued following a wreck by another driver. Still, these events are just some of the unfortunate bad luck that sometimes come with driving. It’s best to be prepared for them, even though you still should do all you can to be as safe a driver as possible. READ MORE >>

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