Tuesday, October 6, 2020
Very few people can afford to pay for a new home in cash. That’s why most home buyers finance their home with a mortgage or other property loan. Once you take out a loan, it is your responsibility to repay it to the bank over the years.
However, what happens if something happens to your home in the meantime? READ MORE >>
Thursday, October 1, 2020
Crashing your own car, while scary, is relatively straight forward when it comes time to filing a claim. You can file a claim with your own insurer and generally receive compensation for damages and injuries you and your passengers may suffer, so long as you have the right insurance.
READ MORE >>
Tuesday, September 29, 2020
Life insurance is designed to compensate your loved ones in case of your passing, so most policies only payout once the policyholder passes away. The insurer must usually be provided with a proof of death, such as a death certificate. Most life insurance policies provide a lump sump payment for the beneficiaries listed on the policy. READ MORE >>
Thursday, September 24, 2020
Your home’s roof is one of the most important and expensive parts of the home. It keeps everyone inside safe, warm and dry, as well as keeps out anything unwelcome. Unfortunately, home insurance can grow a little complicated and expensive when it comes to insuring your roof.
READ MORE >>
Wednesday, September 23, 2020 There is often confusion between different types of auto insurance policies. There are some coverages that are required by state laws, while other coverages aren’t required but come with most auto insurance policies. READ MORE >>
Tuesday, September 22, 2020
We’ve all made careless mistakes from time to time, including behind the wheel. If you have ever backed into your mailbox, you might find yourself annoyed, but hopefully unharmed. Your car, however, might sustain damage and so might the mailbox. READ MORE >>
Thursday, September 17, 2020
Businesses that have property insurance will likely have coverage for the possessions inside. So, if something damages the contents of the business, then you can likely file a claim for the damage costs. However, you must do so correctly to successfully receive compensation. READ MORE >>
Tuesday, September 15, 2020
Health insurance is critical so you and your family can get the care you need. Signing onto a policy shouldn’t be done lightly. Not all health insurance policies are created equal, and there are a few questions you should ask before signing your name on the dotted line.
1. Can You Stay at the Same Doctor? READ MORE >>
Friday, September 11, 2020 Do you live in a no fault auto insurance state? Many people do not know what this means or how it works. But, in every situation, it defines what you need to do after a car accident occurs. If you have car insurance, it is essential for you to understand what your coverage offers. Who lives in a no fault state, then? READ MORE >>
Thursday, September 10, 2020
Home insurance premiums seem elusive until you discover what, exactly, makes them raise or lower year by year. There are many factors which an insurer may use to calculate your home insurance premiums. One of these is your location and, specifically, how close you are to a fire station.
Why? READ MORE >>