Business Owners


A Businessowners policy is a great way to get comprehensive coverage at an affordable price. Why? Because it allows you to have your Building, Personal Property and Liability all on one policy while being packaged with a host of coverages like

  • Loss of Business Income
  • Extended Business Income
  • Extra Expense
  • Ordinary Payroll
  • Money and Securities
  • Forgery and Alteration
  • Valuable Papers and Records
  • Accounts Receivable
  • Water Backup
  • Increased Cost of Construction
  • Equipment Breakdown
  • Detached Signs

Unlike a “standard package” which is where you insure your property on one policy and your liability on another, on a Businessowners policy you don’t have to pick the most frequented coverages a la carte. Instead, they are automatically included on the policy so you don’t get charged for each and every individual coverage saving you money. If you are eligible for a Businessowners policy, it is by far the most preferred method with respect to coverages as well as the most cost efficient.

  • Eligible Industries include:
  • Restaurants
  • Apartments
  • Office Buildings
  • Property Owners Associations
  • Funeral Homes
  • Dry Cleaners
  • Beauty Salons
  • Retail Stores
  • Garages
  • Grocery Stores
  • And Many More…

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